Way to go, Class of 2016! You’ve reached a big milestone — and it’s only just the beginning. Now it’s time to make some plans to see where life can take you (and how some smart money strategies can help you along the way). Inceptia is here to help you get started on your journey. … Continued

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So you want to refinance your student loans – congratulations! You can potentially save thousands of dollars in interest and shave years off of your repayment term. However, you may be wondering: how will applying to refinance student loans affect my credit score? Fortunately, the impact of refinancing on your credit score should be minimal … Continued

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Thirty-eight percent of American households carry credit card debt from month to month, and that total debt adds up to $918 billion. The Federal Reserve estimates the average household balance is more than $16,000. And the average U.S. household is paying $6,658 a year in interest alone, or 9% of its income. This news is discouraging, … Continued

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