Like death, taxes remain uncertain. But they’re now on sale. Under the new tax laws, individual tax rates are broadly lower and the standard deduction — which directly reduces your taxable income — is nearly double what it was. A taxpayer who previously fell into the 15% tax bracket is now taxed at a 12% rate. … Continued

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Your college roommate. Your current roommate. Your book club. Your brunch crew. Your office secret Santa. Your cousins. Your siblings. Your parents. Your partner. Their parents. As your social circle expands, so does your holiday shopping list. But what happens when you can’t afford to buy gifts for everyone? One option: Cut back on gift exchanges. … Continued

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One million dollars might sound like enough to retire with today, but by the time you reach your last day of work, it’ll be worth less than you might think. The reason is inflation, and it impacts how you plan for the future. Here’s a look at what inflation is and how to keep it … Continued

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