Christmas, Hanukkah and the holiday season have come and gone — likely taking quite a bit of your cash with them. You can’t magically make more money appear in your bank account. And it’s definitely too late to ask Santa for a check. But here are three of the next best things you can do. 1. Adjust … Continued
You probably know that paying your bills on time is crucial for your credit score. But there are other factors that play into your score, as well. One factor that you might not know about: how much of your available credit you use. You probably know it’s bad to max out a card, but even … Continued
Holiday marketers have your number, and they know how to entice you to spend. You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who … Continued