Believing that fraud can’t happen to us — because we’re too smart, logical or informed — may make us more vulnerable. Successful scam artists skillfully overcome our defenses and get us into emotional states that override logical thinking, says Kathy Stokes, AARP’s director of fraud prevention programs. “Scammers call it getting the victim under the … Continued
In this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. Steven Donovan and his dog, Angel. Steven Donovan, Even Steven Money Who: Steven Donovan How much: $118,000 in 5 years Steven Donovan didn’t get an education in personal finance growing up. The topic wasn’t covered at his high … Continued
Getting rejected for a personal loan can feel like a punch to the gut. It’s easy to get discouraged, especially if it delays plans to consolidate debt or renovate your home. Instead of taking the rejection personally, use it as motivation to build your credit and supplement your income so you win approval the next … Continued