Dreaming of a savings goal is almost always fun — a sunny vacation, the perfect home, a dazzling holiday gift. But think about how long it can take to get there, and all that fun might fade away. Even if you’re doing the right things, such as cutting your expenses or taking a part-time job … Continued

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If you’re looking to build credit or help your score recover from past mistakes, a cash infusion can help — especially if you know where to target it for maximum impact. About half of Americans expect an income tax refund this year, according to a NerdWallet survey of 2,002 U.S. adults conducted by The Harris … Continued

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If you woke up on Jan. 1 groggy with a holiday debt hangover, you weren’t alone: 3 in 5 shoppers took on some form of debt in the previous holiday season, NerdWallet’s latest holiday shopping report found. Much like a champagne-fueled headache, this debt can persist long after holiday merriment fades. Of those who took … Continued

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