In any kind of lending, the organization giving the money wants to be sure that the borrower can actually afford to pay it back. Since a mortgage is typically the largest loan that a home buyer will have, lenders find it important to confirm that a borrower is not taking on too much debt. They … Continued

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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. This week’s question: “I’m graduating … Continued

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If you were asked to describe a job, many people might say it involves sitting for long hours behind a desk in an office. But what if you’re not a confined-to-a-cubicle kind of person and would rather spend most of your time outside? Don’t worry; you don’t have to live a hippie life to earn … Continued

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