Millennials’ aversion to credit cards can make it hard for them to build good credit scores. A recently announced scoring system, the UltraFICO, may someday help them and other consumers get loans and credit based on how they use their bank accounts. People who don’t overdraw and who keep a few hundred dollars in their accounts … Continued

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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. Your credit score … Continued

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You probably know that your credit score could affect your life in many ways — from the apartment you rent to the interest rate on your car loan. But there are a few credit score myths that you — or your friends or family — may not know aren’t true. For example, marrying someone with bad credit … Continued

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