As a boy, Travis Tracy watched his mom struggle with credit card debt. Consequently, he avoided credit cards until age 23. John Bovard, Ron Strobel, and Marcus Blanchard grew up hearing horror stories about credit card debt and so they steered clear as young adults. Marguerita Cheng says she was initially afraid of credit since … Continued

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Knowing enough about money to cover your bills is a start, but it’s not enough financial literacy to provide long-term security. Most of us eventually wonder what else we should be doing — and whether what we don’t know could hurt us. “When you have a blind spot, you don’t realize until something blindsides you,” … Continued

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Student loans are a type of installment loan, which means they appear on your credit report. If you have student loans in your name, you can find them on your credit report under installment loans. Similar to an auto loan or mortgage, student loans are a type of loan that gives borrowers a finite amount of … Continued

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