The rules for protecting credit during the holidays usually don’t vary much from year to year, but in 2020, COVID-19 has changed where and how we shop. And money’s tight for a lot of people. About 40% of Americans said they plan to spend less on holidays this year due to the pandemic, according to … Continued

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Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters. What makes a … Continued

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Around 1 in 8 Americans (13%) say they don’t have any credit history, according to a new NerdWallet survey. They provided a variety of reasons: Some haven’t even thought about building credit, others want to do it but can’t gain traction and some are in the middle. Building credit is wise for just about everyone, but … Continued

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