Around 1 in 8 Americans (13%) say they don’t have any credit history, according to a new NerdWallet survey. They provided a variety of reasons: Some haven’t even thought about building credit, others want to do it but can’t gain traction and some are in the middle. Building credit is wise for just about everyone, but … Continued

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A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts. Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these … Continued

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You did your research and made a plan you could live with. Maybe you took on side gigs or downsized your housing expenses. Perhaps you canceled unused subscriptions and negotiated some other monthly bills, or simply resisted the splurge on that impulse buy. Congratulations, you finally paid off your credit card debt! So … now … Continued

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