Student loans are a type of installment loan, which means they appear on your credit report. If you have student loans in your name, you can find them on your credit report under installment loans. Similar to an auto loan or mortgage, student loans are a type of loan that gives borrowers a finite amount of … Continued
Choosing the right credit card can be difficult, especially if you have poor credit (FICO scores of 629 or lower) or are new to credit cards entirely. Plenty of cards can help those with limited choices, but some options — including certain unsecured credit cards for bad credit — are more costly and potentially more perilous than others. These … Continued
If you have multiple streams of debt, like high-interest credit cards, medical bills or personal loans, debt consolidation can combine them into one fixed monthly payment. Getting a debt consolidation loan or using a balance transfer credit card can make sense if it lowers your annual percentage rate. But refinancing debt has pros and cons … Continued