Maybe you’ve been ordering too much stuff on Amazon or watching your bank account shrink after spring break travel. When your spending spins out of control, one way to rejuvenate your finances is to go on a financial fast. But while chopping up your credit cards may feel cleansing, you might be surprised at what … Continued

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Easy access to free credit scores has helped many Americans improve their credit. But at a certain point, chasing every possible point gets you nothing except bragging rights. How do you know when your credit score is high enough for you to relax? Checking your credit score is a bit like checking your weight. You … Continued

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Aja McClanahan, a Chicago-based writer, and her husband were staring down $120,000 in debt — about $20,000 of it credit card balances — and realized they needed to clean house. Literally. They found less expensive housing arrangements, and along the way in those seven years that they carried the debt, they also became meticulous about … Continued

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