The fall semester has only just started, but if you rely on financial aid to pay for college, you should get started on next year right now. Why the time crunch? Submitting the Free Application for Federal Student Aid as close to opening day as possible will increase your chances of getting first-come, first-served federal aid. … Continued

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Bernadette Joy and AJ Maulion How much: $309,800 in 3 years Bernadette Joy Maulion, 34, went to business school part time after a career in human resources, hoping to start a new chapter in her professional life. School wasn’t cheap, and she took out $72,000 in student loans. She and husband AJ, 37, had a $57,000 … Continued

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Your smartphone is your confidante, your hand-held connection to the world — and one of your biggest vulnerabilities. Scammers can take advantage of day-to-day tasks that seem innocuous, like checking a bank balance or charging a phone at a public USB port, to exploit personal information for their profit. To keep that data safe, start … Continued

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