Getting your first credit card is like moving into your first apartment: It’s exciting, empowering — and, once you get used to it, pretty underwhelming. Your first time out, “you’re not going to have a credit card that is going to have a high limit,” says Paul Golden, spokesman for the National Endowment for Financial Education. … Continued

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For some people, the middle seat isn’t a curse to avoid, but a perk to covet. Ralphiee Esperas, a 30-year-old Phoenix resident who works in marketing, says his love affair with middle seats started a couple of years ago on a flight from Phoenix to Iowa, when he found himself in the middle seat on … Continued

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“Why am I running out of money?” That’s the question students ask most when they visit the student money management center at University of North Georgia in Dahlonega, Georgia. “When I ask them about a spending plan or a budget, they’ll typically say, ‘Yeah, I know what I spend my money on,’” says the center’s … Continued

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