Before Janene Tompkins’ son, 21, left home to move to New York this summer, he asked his mom, a certified financial planner in Durham, North Carolina, for money advice. “He asked me if he should be establishing credit and how to get his own credit card,” Tompkins says. She explained to him how credit scores … Continued

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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. Your credit score … Continued

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When 29-year-old Cecilia Paredes decided to buy a 2018 Mini Cooper with cool black rims, she knew she’d be facing a professional negotiator — the car salesman. So Paredes, who works in the theses and dissertation office at California State University, Long Beach, brought her uncle along as her wingman. “I’m young, I look young … Continued

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