Bernadette Joy and AJ Maulion How much: $309,800 in 3 years Bernadette Joy Maulion, 34, went to business school part time after a career in human resources, hoping to start a new chapter in her professional life. School wasn’t cheap, and she took out $72,000 in student loans. She and husband AJ, 37, had a $57,000 … Continued

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One Starbucks grande Cold Brew with Salted Cream Cold Foam, please. Even if your order sounds fancy, enjoying your coffee shouldn’t have to put you over budget. Whatever your drink of choice, following these tips could help keep you from overspending at your favorite coffee spot — without giving up your habit. Write a money … Continued

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Your smartphone is your confidante, your hand-held connection to the world — and one of your biggest vulnerabilities. Scammers can take advantage of day-to-day tasks that seem innocuous, like checking a bank balance or charging a phone at a public USB port, to exploit personal information for their profit. To keep that data safe, start … Continued

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