There’s nothing like the clean slate of a new year to inspire us to do better. Unfortunately,  knowing what to do doesn’t necessarily translate into getting it done. If you’re looking to build or rebuild credit, there’s no better time than now. Here are some habits to develop — and some tips on how to make … Continued

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Your wallet has a secret. Buried in your billfold, bound in a money clip, or stuffed in a pocket on your phone case are untapped benefits on credit and debit cards that could save you hundreds of dollars a year. Here are five money hacks hiding in plain sight. 1. Use a savings app Build savings … Continued

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You probably know that paying your bills on time is crucial for your credit score. But there are other factors that play into your score, as well. One factor that you might not know about: how much of your available credit you use. You probably know it’s bad to max out a card, but even … Continued

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