When it comes to credit cards, you might think of yourself as a low-key rock star: You always pay on time and in full and maintain excellent credit. Compared with others, you’ve mastered the basics. And yet you — yes, you — might be using credit cards to spend too much. Don’t let your good … Continued

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In anticipation of a romantic evening earlier this year, British DJ Tim Westwood Snapchatted an image of his credit card with a message encouraging his date to spend money on “nails, hair and a wax,” and possibly even new shoes and a bag. Later, he acknowledged that he did not intend to share his credit card details with … Continued

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What credit scores are: Three-digit numbers expressing the likelihood you’ll repay someone who lets you use their money (like a loan or credit card). Who has a credit score: People who have been listed on an account that was reported to any of the three credit bureaus: Equifax, Experian and TransUnion. An account can be a … Continued

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