Bernadette Joy and AJ Maulion How much: $309,800 in 3 years Bernadette Joy Maulion, 34, went to business school part time after a career in human resources, hoping to start a new chapter in her professional life. School wasn’t cheap, and she took out $72,000 in student loans. She and husband AJ, 37, had a $57,000 … Continued

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One Starbucks grande Cold Brew with Salted Cream Cold Foam, please. Even if your order sounds fancy, enjoying your coffee shouldn’t have to put you over budget. Whatever your drink of choice, following these tips could help keep you from overspending at your favorite coffee spot — without giving up your habit. Write a money … Continued

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Believing that fraud can’t happen to us — because we’re too smart, logical or informed — may make us more vulnerable. Successful scam artists skillfully overcome our defenses and get us into emotional states that override logical thinking, says Kathy Stokes, AARP’s director of fraud prevention programs. “Scammers call it getting the victim under the … Continued

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