If you’re looking for a personal loan, your options are increasing. There’s the traditional route — visit a loan officer at your bank — or the more modern option of an online lender that can get you a loan virtually overnight, if you qualify. Financial technology companies that offer personal loans online are encroaching on … Continued

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You probably know that paying your bills on time is crucial for your credit score. But there are other factors that play into your score, as well. One factor that you might not know about: how much of your available credit you use. You probably know it’s bad to max out a card, but even … Continued

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Holiday marketers have your number, and they know how to entice you to spend. You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who … Continued

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