The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income while watching with worry as stock market upheaval continues. Preparation is better than panic, however. And starting now is better than doing nothing. To get … Continued
Your credit score makes a big difference in your life: It can help you qualify for credit cards or car loans, let you skip deposits on utilities, and even make car insurance more affordable. But that three-digit number is not who you are. While it’s easy to feel discouraged about a low score, it’s important … Continued
Dreaming of a savings goal is almost always fun — a sunny vacation, the perfect home, a dazzling holiday gift. But think about how long it can take to get there, and all that fun might fade away. Even if you’re doing the right things, such as cutting your expenses or taking a part-time job … Continued