A point-of-sale loan lets you break down a purchase into a series of smaller payments, so you can buy now and pay later. In recent years, point-of-sale financing has rapidly expanded in the United States, with lenders like Klarna, Afterpay and Affirm now partnering with major retailers, including Macy’s, Bed Bath & Beyond and Walmart, … Continued

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Like most things in 2020, Black Friday won’t be the same this year. But at least in the case of holiday shopping, change might not necessarily be a bad thing. If you’re thinking about shopping on the day after Thanksgiving, here’s why you should — and at least one reason you shouldn’t. The day still holds meaning … Continued

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The rules for protecting credit during the holidays usually don’t vary much from year to year, but in 2020, COVID-19 has changed where and how we shop. And money’s tight for a lot of people. About 40% of Americans said they plan to spend less on holidays this year due to the pandemic, according to … Continued

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