How to Beat Post-Holiday Financial Debt

by Valencia Higuera on

An American Research Group survey of 1,100 adults between November 17 and November 20, 2015 found that the average person plans to spend about $882 during the 2015 holiday shopping season, about two percent more than the 2014 survey. Between Thanksgiving and Christmas, consumers give their credit cards and bank accounts a serious beating. Many … Continued

This Is How You Never Deplete Your Emergency Fund

by Valencia Higuera on

According to a recent survey, “approximately 62% of Americans have less than $1,000 in their savings accounts and 21% don’t even have a savings account.” The reasons vary. Some people feel they can’t afford to save, whereas others downplay the importance of saving or put it off until later. But while some households lack a … Continued