Beat Your Summer ‘Revenge Shopping’ Debt

The joy of shouting to your friends over the roar of a crowded bar, the giddiness of seeing the world rushing by below you from the seat of an airplane, the weirdly constricting sensation of wearing pants that aren’t elastic — the summer of 2021 brought back many experiences we had forgone during the past … Continued

A Garden’s Lessons for Growing Your Money

Soil, sun, water and seed: The ingredients of a garden are simple, but the final product is never guaranteed. Willing a plot of land into a vibrant state of bloom takes intention, know-how and no small amount of trial and error. Like many people staying at home, I spent much of the past year tending … Continued

Trial, Error and What I Learned About Money in My 20s

Your 20s are a time of self-exploration, finding your footing as an adult — and likely making some money mistakes. To save you from learning the hard way — and pass on some knowledge as I enter my 30s — here are five money lessons from my past decade. Get serious about goals For several … Continued

How to Craft Smarter Money Goals in 2021

Setting money goals in 2020 was likely an exercise in futility. Maybe you’d been saving for a trip abroad, but the pandemic kept you at home. Or you wanted to save up for a down payment on a house, then the recession left you out of a job. The pandemic made achieving yearlong goals a … Continued

Get Ahead of Holiday Debt With a Payoff Plan

In a holiday season that many of us will spend apart from loved ones, gift-giving might feel even more important than usual. After all, if you can’t travel to see family, at least you can see them unwrap gifts over a video call, right? And just as many families will use a video service for … Continued

How to Create Financial Stability in Shaky Times

In a year that has thrown a pandemic, natural disasters and economic calamity at us while we lurch closer to a presidential election, stability can feel elusive. No matter how well-laid your plans, some new crisis might be lurking around the corner, waiting to upend your life. While it’s never been more clear how much … Continued

Make Room on Credit Cards to Add Options in an Emergency

Maybe you’ve been working through credit card debt for a while now. Or maybe you racked it up recently as you prepared for the coronavirus lockdown. Regardless of how and when you got into debt, ridding yourself of this financial burden can free up cash — and relieve at least one stressor in an exceptionally … Continued

Put Off Debt Payments to Start Saving Now

It’s our new normal: Tens of millions of Americans are unemployed or on a reduced income. We’re social distancing and spending more time at home. But one thing hasn’t changed — debts still have due dates. If you’re among those who are out of work or earning less because of the pandemic, paying off those … Continued

Strengthen Your Financial Resilience With These 3 Insights

A few months ago you may not have thought much about strategies for managing credit balances or how much of an emergency fund you really need. But with finances strained by the coronavirus pandemic, making smart money decisions is crucial. To better handle current conditions, ask yourself these three questions. How much of an emergency … Continued

How to Quickly Drop Holiday Debt

If you woke up on Jan. 1 groggy with a holiday debt hangover, you weren’t alone: 3 in 5 shoppers took on some form of debt in the previous holiday season, NerdWallet’s latest holiday shopping report found. Much like a champagne-fueled headache, this debt can persist long after holiday merriment fades. Of those who took … Continued