What if You Can’t ‘Out-Budget’ Inflation?

Inflation is a nightmare for the many Americans who already stretch their dollars to cover basic needs. What happens when those dollars lose value? Their choice is probably not about whether to cut streaming services or opt for store-brand groceries. Instead, they may have to pick between buying enough food and paying rent. The families … Continued

How to Handle Mixed-Income Friendships

Finally, as the country reopens, you’re likely seeing more of your friends. Out with the video chatting and in with the high-fiving, hugging and, well, spending. For every dinner, there’s a check to pay; for every wedding, a gift to buy; and for every concert, a ticket to score. You may notice that you and … Continued

How to Handle Mixed-Income Friendships

Finally, as the country reopens, you’re likely seeing more of your friends. Out with the video chatting and in with the high-fiving, hugging and, well, spending. For every dinner, there’s a check to pay; for every wedding, a gift to buy; and for every concert, a ticket to score. You may notice that you and … Continued

How to Make Some Cash Before Heading Back to School

Whether you’re going back to high school or college classes this fall, you might as well return with some extra cash. And, no, it’s not too late to find a paying gig. The Bureau of Labor Statistics reported 9.3 million job openings in April — that’s the most since the BLS started tracking this data … Continued

Should You Take Money Advice From Reddit?

Should you take money advice from a stranger on the internet? In Reddit’s r/personalfinance channel, anonymous users exchange tips on buying homes, choosing insurance plans and managing very personal, nuanced money situations. (Think: “How do I handle my dying dad’s debts?”) “It’s like crowdsourcing financial advice,” says Dana Eble, a public relations specialist based in … Continued

What to Do If Your Refund Is Delayed and Your Bills Aren’t

The IRS is behind on processing tax returns, due to staff shortages and other complications. This delay could be holding up the money you were counting on to cover your bills. Many people were looking to their tax refunds to do some major lifting, according to a NerdWallet survey published in February. Among filers expecting a refund, … Continued

Master the Quick and Painless Money Check-In

Like cars, relationships and health, personal finance needs maintenance. Routine care now helps you in the future and alerts you to problems. But check-ins can be easy to blow off, particularly if everything seems to be running smoothly. “Comfortable might not be the best thing,” says certified financial planner Lazetta Rainey Braxton. You can feel … Continued

This Is the Year You Stop Wasting Food (and Money)

Who hasn’t felt the shame of a refrigerator purge? You’re sentenced to face the forgotten leftovers, fuzzy produce and years-old salad dressing that you swear must have come with the fridge. But it didn’t. You paid money for all these things, and now you have to throw them away. Take heart. You’re far from the … Continued

3 Things to Do When You Get a Salary Increase

Bravo! Everyone wants to make more money, and you’ve managed to do just that. Whether you received a raise or took a higher-paying job, a salary increase is something to celebrate. It’s also something to evaluate within your larger financial picture. That way, you know what to do with your additional cash. Here’s what to … Continued

Can’t Bear to Check Your Finances? Here’s Help

Would you rather eat that ATM receipt than risk seeing your balance? You’re not alone. Keeping tabs on money can be stressful and confusing. Even if you know you should keep track of your finances, it can feel easier to just ignore balances, credit card statements and bills. But what’s easy now may become hard … Continued