Don’t Bank on Your Business to Fund Your Retirement

Retirement can loom like a dark cloud for small-business owners. Many invest blood, sweat and tears — and every penny — into building their business but never set cash aside for the future. A huge number of entrepreneurs have reported putting aside no retirement savings at all. For some, selling the business is their only retirement … Continued

5 Steps to Weed Out Instagram Ad Scams

Holiday shoppers, prepare to be bombarded with social media ads — and scams. Highly targeted advertising on social media sites like Instagram and Facebook makes it easier than ever for brands to get in front of their target market. But these ads also make it easier for shady brands to dupe eager scrollers and shoppers … Continued

How Shopping Small Makes a Big Impact in Your Community

I get it. It’s easy to shop on Amazon. Running low on toilet paper? Need lightbulbs? Want a bath caddy on a whim? With two clicks and even less thought, the item you need/want/desire is at your doorstep, often in 48 hours or less. Shopping locally requires more thought. Supporting small businesses is an intentional … Continued

3 Ways COVID-19 Reshuffled Our Finances

The U.S. economy ground to a halt in March 2020 as state after state issued lockdown orders and shut down businesses to blunt the spread of the coronavirus. A year later, mask-wearing is commonplace, the phrase “social distancing” is now in the dictionary, elbow bumps have replaced fist bumps and hugs are still on pause. … Continued

How to stand out in this tough job market

Dear Class of 2020: You are graduating into one of the worst economies in history. But this isn’t news to you. Many of you have already felt the impact, with summer internships and full-time job offers pulled out from under you as the depth and duration of the coronavirus pandemic truly sets in. As a … Continued

3 Ways Millennials Are Getting Money Right

Read almost any article about millennials and you’ll come away with the distinct impression that this generation is royally screwing up. That they’re suffocated by student debt. That they spend frivolously. And that they’re behind on everything from owning a home to starting a family. Don’t buy into all the gloom and doom. Millennials are … Continued

You Lost Your Job? Here’s How to Find Your Financial Footing

It doesn’t matter if you were fired or laid off, whether you saw it coming or were completely blindsided: Losing your job is disorienting. You’ll feel like you’re in a fog. And yet, in that fog you still need to answer some important questions: How will you pay rent? Put gas in your car? What … Continued

Don’t Ignore the Signs of Financial Abuse

Nearly 70% of millennial women have experienced financial abuse by a romantic partner. Let that sink in for a second. That means, for every 10 women you know in that age group, odds are that seven of them have had a partner use money to control or manipulate them, according to a 2017 survey of 2,000 people … Continued

If ‘Budget’ Sounds Like a Bummer, Try Renaming It

Webster’s New World dictionary defines budget as: “a plan or schedule adjusting expenses during a certain period to the estimated or fixed income for that period.” If that doesn’t sound fun, I don’t know what does. (I’m kidding. It sounds terrible.) By definition alone, budgeting sounds like a chore. So it’s no surprise that many … Continued

Yes, You Should Ask Your Parents About Their Financial Plans

Parents are often more than happy to offer financial advice to their kids. They like to feel needed and want to make sure you’re on solid financial ground. But it’s important to turn the tables and ask about their financial plans, too. Are they saving for retirement? Have they updated their will? What’s their plan for … Continued