Ask a Nerd: How Can I Avoid Overdraft Fees From Overspending?

If you’re like me, this week, you’ll probably feel the same thankful I-don’t-need-to-shop-this-much-again-for-another-year sigh of relief. But even when the year-end holidays have passed, you might still be seeing the ghosts of all your purchases on your bank statement, especially if you overspent to the point of overdrafting and are dealing with extra fees. Leaning … Continued

4 Bank App Features You Might Be Missing Out On

If you use your bank’s mobile app, you likely have access to an array of features, some of which you may not know about. These features could make saving, earning cash back, budgeting, increasing your financial security and checking your credit score easier depending on what services your bank offers. Here are some features to … Continued

How to Save More When Inflation Makes Your Money Count Less

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. When it comes to spending power, inflation means that things cost more and that your money becomes less valuable. … Continued

From Cryptocurrency to Cash: How to Bank Your Digital Coin

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. Cryptocurrency, the blockchain-based digital currency that has captured the interest of investors and financial service firms alike, has a challenging problem. It can be hard to actually spend this currency … Continued

How You Can Recover From a Bounced Check

Bounced checks happen. Maybe you got an unexpected delay in receiving your paycheck before you mailed out your rent payment. Or maybe you forgot that you sent a check for your niece’s birthday and double-dipped that same cash on another check to the electric company. Here’s how you can recover from sending a bounced check … Continued

Are You Saving Money in the Right Place?

If you’re working toward a savings goal, you have a lot of options for where you can put away your cash. Savings accounts, certificates of deposit, money market accounts, cash management accounts and investment accounts are all possibilities. So which should you choose? That depends on how far away your goal is, how much you … Continued

‘When Can I Shred This Check?’ and Other Online Banking FAQ

As the COVID-19 pandemic leads banking customers to lean into online technology to manage their money, those trying online banking for the first time may find themselves with questions about how to handle things previously done in person or with paper documents. If you’re stuck on how to handle some of the practical aspects of online … Continued

Social Distancing During the Coronavirus? Take Your Banking Online

If the coronavirus has you self-isolating, you’re likely more concerned about staying in touch with loved ones and carefully planning your grocery excursions than about changing your money routine. But if you’re concerned about how to do your everyday financial tasks from home, consider starting to bank online — especially if your bank has temporarily … Continued

Bye-Bye, Brick-and-Mortar: How One Couple Made the Switch to Online Savings

If you’ve been considering making the jump to an online bank, here’s a reason to do it now: A recent Federal Reserve rate increase may prod banks to give their customers higher interest rates on their savings in 2019. Here, one man walks us through why he and his wife decided to take the plunge … Continued

Travelers, Save on Meals With These Tidbits

After transportation and hotel costs, food and drink expenses can often be among the biggest budget-busters of any vacation. Whether you’re trying to stretch your per diem on a business trip or get the most value per dollar on your family excursion, here are some ideas for saving on meals and beverages. Before your trip Seek accommodations … Continued